Father Innovates Creative Approach to Reduce Home Loan Interest Rates

The Children Want To Stay Rita was trying to calm her children down. “Mom, I do not want to move, I don’t want to leave!” Four-year-old Cathy didn’t understand. Overhearing her parents discussing moving, she refused to remain silent. "My brother and I are staying here, we are not going anywhere." Family Home In Kansas Pexels As a trucker, Fred Harris had always been hardworking. Driving across the country for the past twenty years, he had logged thousands of miles. Upon the passing of his grandmother, he inherited her old Kansas house. In spite of Fred's gratitude, he soon discovered that the property came with a heavy debt. Although he tried his best to keep up with the mortgage payments, life had other plans. Miles On The Countryside Pexels In addition to trucking, Fred had no other skills. Taking in the beautiful scenery of the countryside and watching the miles roll by had always been a favorite pastime for him when he was on the open road. Nevertheless, he found himself facing a dilemma as he approached his 40th birthday. The amount of money he thought he would make wasn't as high as he expected. More Than He Could Chew Pexels After Fred's grandmother passed away, she left behind a cozy and small house that had belonged to her for many years. As the only person left in the family with an interest in the property, Fred began making monthly payments on the debt. However, he soon realized that he had bitten off more than he could chew. Constantly Working Wasn't Enough Pexels Initially, everything went smoothly. The payments were manageable for Fred since he had a steady job. He was left struggling to make ends meet after an unexpected interest hike drained his savings a few years ago. It was hard for him to care for his two children. Even though he worked constantly, it wasn't enough. The situation was getting worse. Despite His Best Efforts Pexels Consequently, Fred fell behind on his mortgage payments, and despite his best efforts, he couldn't make up the difference. After being lenient up to this point, the bank was now getting impatient. Fred was told that his home would have to be repossessed if he didn't make the down-payments soon. Reaching Out Pexels It was devastating for Fred. It had been so difficult for him to keep his grandmother's home, and now it was slipping away. The thought of what he would do kept him awake at night. There wasn't a good relationship between him and anyone in the family. He had become estranged from his aunts and uncles as he grew up. It wasn't his cup of tea to be around some of them, and some even lived overseas. Realization Of What Is Important Pexels Fred had an epiphany while driving his truck across the country one day. In addition to being egoistic, he often struggled with anger issues. His family had been neglected as he focused on his financial troubles. It was important for him to put them first. Long Lost Family Pexels Fred decided to act with renewed determination. As a result, he contacted his siblings and cousins, who each inherited a share of his grandmother's estate. After explaining his situation, he asked if they would help him save the family home. Is he going to be welcomed with open arms by his long-lost family? His Great-Uncle Pexels Fred was waiting for a call from his great-uncle. In spite of his strictness, the brother of his grandfather wasn't unreasonable. The value of family was clear to him. He was surprised to find that everyone was on board. As a way to help Fred pay off his down payment and keep the house in his family, they all agreed to contribute what they could. More Than A Helping Hand Pexels He was assisted by his great uncle with $30 000 so he could catch up on his home repayments. Fred had a chance to breathe after that. "Thank you, and I promise we'll stay in touch." Fred gushed. “Yes, yes,” his uncle replied, “we should visit soon.” Their support helped Fred avoid repossession by catching up on his payments. Reaching out to his family for help felt like a weight had been lifted off his shoulders. Covered For A Few Months Pexels At that moment, Fred promised himself that he would never forget what really mattered in life: his family's love and support. He knew he would always have a home to return to as he drove across the country in his truck. However, he was only able to buy a few more months. In order to regain control of his life, he had to take some serious steps. Been Lenient Enough Pexels Having to inherit his grandmother's Kansas property was becoming a headache for Fred. In the event that he continued to make late payments, the bank would have to repossess the home. Fred was stressed because they had been too lenient. He had no idea what to do. Is there any other way he could stall the bank? All of his plans had been exhausted. Shady Options Pexels Fred loved the house of his grandmother, and the tired trucker wondered if it was all worth it. A family heirloom, it was too precious to part with. Developers are interested in the property, according to the bank. There was no way he could let that happen. His home had to be saved. A shady option was considered by him since he needed more money fast. Moving, Foundation And All Pexel Fred came up with an unusual idea. According to his research, the property had a cement and wood foundation. In other words, it was natural resources. A house's foundation is its most important component. He could move the house anywhere he wanted if he could take the foundation with him. Such a crazy idea might just work! Turn For The Worse Pexels A serious medical condition soon led Fred to the hospital. He fell behind on his mortgage payments as the bills piled up. After he recovered, he received a call from the bank. Unless he made the down payment soon, the home would be repossessed. The authorities could no longer afford to be lenient with him. Confiding In His Wife Pexels Fred was affected by all the stress. He thought he could finally get out of this mess, but despite his best efforts, he only got worse. I just can’t win,” he wailed to his wife Rita. It was barely a week since he was discharged from the hospital, and the bank was already back on his case. She kissed his forehead and said, "Don't worry, we'll figure something out." It was a sunny Sunday afternoon. It was time for her to leave for her waitressing job. Saving Their Home Pexel Fred was stressed out. He couldn't bear the thought of losing his grandmother's home, which he had always dreamed of owning. As far as the mortgage on the bond was concerned, he had already deposited most of his salaries into it. When Fred learned that the bank had developers interested in the property, he knew the old house would be torn down and replaced with something new. Constructing The Plan Pexels In the end, he decided to go back to his original idea because he didn't know what else to do. The cement and wood foundation of the house was discovered after he researched the property. The entire house could be moved if he could remove the foundation. To help him, he had to call on his trucker friends. A job of this size would be impossible for him to handle on his own. Calling The Truckers Pexels 'Big Joes Cargo' borrowed him one of their largest trucks and sent down to Kansas. In order to load the house onto the truck, he hired a crew to dig up around the house. A plan was hatched by Fred. To move the foundation of the house, he would dig it up and move it. No other choice was available to him, so he made the risky decision. Keep It Under Wraps Pexels In order to keep the operation under wraps, they worked overnight. Fred stated that termites were being fumigated in the house. As a result, nobody questioned them. This was a huge job, and they knew it. As a result, Fred had some time to work. In the daytime, when the area was noisy and crowded, he did most of his digging. He dumped soil after his neighbors went to bed at night. No one questioned anyone driving a truck out in the fields. Everyone was doing some kind of farming work, so it was a common sight. How Would Anyone Know Pexels There was no indication that Fred had his own tricks up his sleeve. Despite the bank's best efforts, he was one step ahead of them. In theory, they wanted the land. It would be a shame not to take the house that his grandparents built, wouldn't it? It was just going to be demolished anyway. His family home would be saved. According to Fred, he wasn't breaking any laws. He would take care of it later, even if he was. A change was needed, a move was necessary. It would take a while to find him because no one knew where he was moving. Can an old house from the 1800s really be worth the trouble? On The Road With His House Pexels It was a long and treacherous journey. The weight of Fred's beloved home had to be carried through the narrow roads and highways of the United States. In the process, he faced several challenges, but he didn't give up. Could he make it there with the house intact? Arriving In New Jersey Pexels Fred was determined to make the risky move. The truck was driven from Kansas to New Jersey, where he had found a new plot of land on which to rebuild his grandmother's house. Although it took him months to complete the project, he ended up with a cozy and welcoming home. Safe Arrival Pexels Fred finally made it to New Jersey. His home could be rebuilt on a new piece of land he found. After carefully removing the foundation from the truck, he began rebuilding the house. Fred was determined to complete the task despite the challenges. The work he did on his home took up all of his waking hours. Several parts had been damaged during the move. For the first time ever, a house from the 1800s had traveled long distances. They Have Never Seen Anything Like It Pexels Fred's actions shocked the bank. It was the first time they had ever seen anything like it. As collateral for the remaining debt, they had no choice but to accept the new property. Fred was ecstatic. In the process, he had saved his grandmother's home and built a new one for himself. Taking a big risk had been risky, but it had all been worth it. Outsmarted Pexels When the bank manager realized Fred had outsmarted him, he laughed. As originally intended, the bank acquired the property and decided to be kind to the owner. There were bigger fish to fry. Frank was not reported to higher authorities. Fred was let go by the bank. The man deserved some peace and quiet after going through so much already. Happy Family Pexels Fred and his family loved their new farm. It took them all their time to fix up the old house. It became a hobby for the children. The children sang in unison, "Thank you, Dad." Looking at his family, Fred knew he had made the right decision. There was happiness in his family. You can make the best decision even if you take a little risk. Grandmother's Old House Became Their New Home Pexels Several months of hard work had finally resulted in Fred's house being completed. Having saved his grandmother's home made him extremely happy. The effort was worth it in the end. In spite of all the obstacles he faced, he had proven himself to be a true survivor. As he looked forward to the future, he hoped that it would all be worthwhile. Symbol Of Hope Pexels Many people were inspired by Fred's story, which spread like wildfire. His strength and determination made him a symbol of hope and perseverance. Fred knew that he had accomplished something incredible, and he was proud of himself for it. No one had ever achieved what he had. Disclaimer: To protect the privacy of those depicted, some names, locations, and identifying characteristics have been changed and are products of the author's imagination. Any resemblances to actual events, places, or persons, living or dead, are entirely coincidental.

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