The 10 Cheapest Places to Live in Florida Right Now

Florida is a total dream destination with its sunny skies and warm weather all year round. While you might worry that living in paradise costs too much money, it is actually possible to find a spot that fits your budget.

To make sure we got it right, we used the latest data presented by the Tax Foundation (sourced from the U.S. Census Bureau) to find the cheapest counties in Florida to live.

If you are willing to trade the busy city life for a more chill vibe in the countryside, you can save a lot of cash. These hidden gems are perfect if you love outdoor adventures like visiting state parks or natural springs.

Get ready to explore the top 10 most affordable spots where you can enjoy the sunshine without emptying your wallet.

Madison County

If you want to keep your cash for fun things, Madison County is an awesome choice. Buying a house here won’t cost you a fortune, with the median price coming in at just $105,900. That is way lower than what you see in big cities.

Plus, the property taxes are super low too, usually around $928 a year. It is one of the most budget-friendly areas you can find, leaving you with more money in your pocket.

Living here isn’t just about saving money; it’s also about having cool adventures. The area has a friendly small-town vibe, but the real star is Madison Blue Spring State Park. It has amazing crystal-clear water where you can go swimming or even try cave diving if you are feeling brave.

Whether you want to chill by the river or explore underwater caves, this place has plenty of action without the high price tag.

Gadsden County

If you prefer a place that feels a bit more like a hidden retreat, Gadsden County is worth checking out. While home prices here are a little higher than some other budget spots—around $154,700—it is still a bargain compared to the rest of Florida.

The real savings show up in the property taxes, which are super low at just about $854 a year. That means you can own a nice place without having to stress about huge yearly bills piling up.

Life here is perfect if you love the outdoors but aren’t obsessed with the beach. The area is famous for Lake Talquin State Park, a massive lake that is amazing for fishing and boating.

If you aren’t into water sports, you can just wander the walking trails and spot wildlife like deer and turkeys. It’s a great choice if you want a slower pace and plenty of space to roam without spending a ton of money.

Lafayette County

Lafayette County is a solid option if you want to stretch your dollar further. Houses here are super affordable, with the median price sitting around $131,600. That is a pretty sweet deal compared to most other places in Florida.

The property taxes are also some of the lowest you will find, typically costing about $850 a year. This means you can have a great place to live without worrying about huge bills every month.

If you love animals and being outside, this place is basically a playground. The Suwannee River Campground is a major highlight, especially if you have a furry friend. It is known for being super pet-friendly and even has a washing station for dogs!

You can spend your days exploring tons of nature trails or just hanging out by the river. It’s the perfect spot for anyone who wants a chill lifestyle surrounded by nature.

Hamilton County

For those who want a super affordable place to live, Hamilton County is a fantastic option. The median home price is only about $110,400, which is a seriously good deal. On top of that, the property tax bill is one of the lowest around, averaging just $806 a year.

It’s a great way to enjoy Florida life without spending all your money on housing expenses, leaving plenty leftover for other things.

Beyond being easy on the wallet, Hamilton County is rich in history and culture. It’s home to the Stephen Foster Folk Culture Center, a park dedicated to the guy who wrote Florida’s state song.

You can hear his music played on the park’s giant bell carillon and even attend the famous Florida Folk Festival, which features hundreds of live performances. It’s a cool place for anyone who loves music and history.