15 Top Credit Cards for International Travel in 2024
When it comes to international travel, travel hacking is essential, and having the right credit card can make a world of difference. Not only can it save you money on foreign transaction fees, but it can also earn you valuable rewards and provide access to airport lounges. The best credit cards for international travel are designed with the needs of globetrotters in mind, offering travel benefits and features that can enhance your journey. Overall, the best credit card for international travel is one that offers low or no foreign transaction fees, rewards on travel purchases, airport lounge access, and valuable travel benefits. By choosing the right travel credit card, you can maximize your rewards, save money on fees, and enjoy a more comfortable and rewarding travel experience.
Key Factor #1
One of the key factors to consider when choosing a credit card for international travel is whether it earns rewards. A rewards credit card allows you to earn points or miles on your everyday spending, which can then be redeemed for flights, hotels, and other travel expenses. This can help offset the cost of your international trips and make your travels more affordable, especially if you use a new card to take advantage of initial bonuses.
Key Factor #2
More international travel tips to look out for in a travel credit card are the lounge access features. You’ll want to look for airport lounge access internationally. Many premium travel credit cards offer complimentary access to airport lounges, where you can relax, enjoy complimentary food and drinks, and take advantage of other amenities. This can make your layovers and transit time much more comfortable and enjoyable. It’s also worth considering the annual fee of the credit card. Some travel credit cards come with higher annual fees, but they often come with valuable benefits and perks that can make them well worth the cost. These benefits may include travel credits, annual travel statement credits, travel insurance, and more. Assess your travel patterns and spending habits to determine if the benefits outweigh the annual fee.
Top Credit Cards for International Travel
If you’re looking for the best credit cards for international travel, we’ve compiled a list of the top options to consider. These credit cards offer a range of benefits, including valuable rewards, travel insurance, airport lounge access, and more. Whether you prefer co-branded airline cards or transferable point cards, there’s a credit card on this list that can help you make the most of your international travels.
1. The Platinum Card® from American Express
The Platinum Card from American Express is a premium credit card that offers a multitude of benefits for international travelers. This card is #1 on the list of best credit cards for international travel for a reason. With a generous welcome bonus, lounge access, and travel benefits, it’s a gateway to luxury travel. Here are some key features of the card:
- American Express is known for its extensive network of airport lounges, and Platinum Cardholders have access to these lounges around the world.
- The card has a high annual fee, but it comes with valuable benefits such as travel credits, airline fee credits, and hotel elite status.
- Cardholders can enjoy travel benefits like concierge services, elite status with hotel loyalty programs, and access to exclusive events.
- The Platinum Card also offers travel insurance, including trip cancellation and interruption insurance, baggage insurance, and car rental loss and damage insurance.
With its premium features and benefits, The Platinum Card from American Express is an excellent choice for frequent international travelers who value luxury and convenience.