Living Comfortably: A Look at 15 Different Cities

an aerial view of a city with lots of tall buildings
KiriMaroa from Getty Images

The concept of “living comfortably” in a major city can vary greatly from person to person. Factors such as lifestyle, housing costs, and individual needs play a significant role in determining what constitutes a comfortable standard of living. While these annual income estimates provide a general guideline, it’s important to note that they are based on a single person supporting themselves and are before taxes.

It’s also worth considering that it is possible to live comfortably in a major city without reaching the exact annual income mentioned. Individual spending habits, shared living arrangements, and other factors can significantly impact one’s ability to live within their means. Ultimately, the definition of “comfortable living” is personal and depends on individual priorities and circumstances.

1) Los Angeles, California

los angeles, california - los angeles stock videos & royalty-free footage
shalunts from Getty Images

Los Angeles, a sprawling metropolis known for its entertainment industry and vibrant culture, can be a challenging place to live comfortably due to its high cost of living. Housing prices are notoriously expensive, especially in desirable neighborhoods, and the traffic can be overwhelming. However, for those who can afford it, Los Angeles offers a diverse range of amenities, including world-class beaches, museums, and restaurants.

Population: 3.8 million

Average Income: $88,000

Amount to Live Comfortably: Annual Income of $110,000

2) New York City, New York

many people are walking down the street in a busy city
huseyintuncer from Getty Images Signature

As one of the world’s most iconic cities, New York City offers a vibrant and exciting lifestyle. However, it also comes with a hefty price tag. The cost of living in New York City is notoriously high, with housing being particularly expensive. To live comfortably in the city, a single person would need to earn a substantial salary, well above the national average.

Despite its high cost of living, New York City offers countless opportunities for personal and professional growth. With its thriving arts and culture scene, world-class dining, and endless entertainment options, the city has something to offer everyone.

Population: 8 million

Average Income: $52,000

Amount to Live Comfortably: Annual Income of $130,000

3) Seattle, Washington

timelapse of seattle, washington, usa - seattle stock videos & royalty-free footage
 Sean Pavone from Getty Images

Seattle, known for its stunning natural beauty, vibrant arts scene, and thriving tech industry, offers a high quality of life. While housing costs can be relatively high, especially in central neighborhoods, the city’s strong economy and job market provide ample opportunities for individuals to earn a comfortable living. Seattle’s temperate climate, beautiful parks, and proximity to the Pacific Northwest’s natural wonders make it a desirable place to live for many.

Population: 797,700

Average Income: $76,000

Amount to Live Comfortably: Annual Income of $88,000

4) Austin, Texas

austin, texas, united states - austin stock videos & royalty-free footage
RoschetzkyIstockPhoto from Getty Images

Known for its vibrant music scene, eclectic arts community, and laid-back atmosphere, Austin offers a unique and affordable lifestyle compared to many other major cities. With a growing tech industry and a strong economy, Austin has become a popular destination for young professionals and families seeking a high quality of life.

Population: 2.2 million

Average Income: $65,250

Amount to Live Comfortably: Annual Income of $60,000