Father Innovates Creative Approach to Reduce Home Loan Interest Rates
The Children Want To Stay
Rita was trying to calm her children down. “Mom, I do not want to move, I don’t want to leave!” Four-year-old Cathy didn’t understand.
Overhearing her parents discussing moving, she refused to remain silent.
“My brother and I are staying here, we are not going anywhere.”
Family Home In Kansas
As a trucker, Fred Harris had always been hardworking. Driving across the country for the past twenty years, he had logged thousands of miles.
Upon the passing of his grandmother, he inherited her old Kansas house. In spite of Fred’s gratitude, he soon discovered that the property came with a heavy debt.
Although he tried his best to keep up with the mortgage payments, life had other plans.
Miles On The Countryside
In addition to trucking, Fred had no other skills. Taking in the beautiful scenery of the countryside and watching the miles roll by had always been a favorite pastime for him when he was on the open road.
Nevertheless, he found himself facing a dilemma as he approached his 40th birthday.
The amount of money he thought he would make wasn’t as high as he expected.
More Than He Could Chew
After Fred’s grandmother passed away, she left behind a cozy and small house that had belonged to her for many years.
As the only person left in the family with an interest in the property, Fred began making monthly payments on the debt.
However, he soon realized that he had bitten off more than he could chew.
Constantly Working Wasn’t Enough
Initially, everything went smoothly. The payments were manageable for Fred since he had a steady job. He was left struggling to make ends meet after an unexpected interest hike drained his savings a few years ago.
It was hard for him to care for his two children. Even though he worked constantly, it wasn’t enough.
The situation was getting worse.



